.Union Financing Official Nirmala Sitharaman3 min read Last Updated: Aug 28 2024|12:15 AM IST.On the eve of the 10th anniversary of Pradhan Mantri Jan-Dhan Yojana (PMJDY), Union Financial Official Nirmala Sitharaman declared that the government intends to open up over 30 thousand brand new PMJDY accounts during the course of 2024-25.Briefing reporters, Sitharaman unveiled that as of August 14, 2024, an overall of 531.3 million Jan-Dhan profiles have actually levelled due to the fact that the scheme's launch a many years earlier, along with an advancing deposit difference of Rs 2.3 trillion.The common difference per profile has boosted from Rs 1,065 in March 2015 to Rs 4,352 since August 16, 2024. About 80 per cent of these accounts are currently active." PMJDY has actually played a crucial function during the widespread, particularly for ladies," pointed out Sitharaman.In spite of the allowance for zero balance as well as the lack of a minimal harmony criteria, simply 8.4 per cent of the profiles sustain a zero harmony. The system has been especially effective in country and also semi-urban areas, where 66.6 per cent of the accounts lie.As of August 14, 2024, ladies account owners exemplify 55.6 per cent of the overall accounts, totaling up to 295.6 thousand accounts, depending on to the Ministry of Financing.
Presently, 99.95 per-cent of all occupied villages have financial centers accessible within a 5-kilometre distance by means of numerous touchpoints, featuring financial institution divisions, automated bank clerk devices, banking contributors, and also India Message Settlements Banking Company.As of August 14, 2024, there more than 1.73 billion important CASA (current account interest-bearing account) accounts in the nation, featuring more than 530 million surgical PMJDY profiles.Concerning social security programs, Sitharaman highlighted that over 200 million advancing enrolments have actually delivered life insurance policy coverage of Rs 2 lakh under the Pradhan Mantri Jeevan Jyoti Bima Yojana, with an annual fee of Rs 436.Additionally, over 450 thousand cumulative enrolments have used one-year unintended cover of Rs 2 lakh (for death or irreversible overall impairment) and Rs 1 lakh (for long-lasting partial special needs) under the Pradhan Mantri Suraksha Bima Yojana, along with a fee of Rs 20 each year.The Atal Pension account Yojana has registered over 68 million subscribers.In relations to credit-linked schemes, Sitharaman stated that under the Pradhan Mantri Mudra Yojana, 489.2 million increasing lendings totaling up to Rs 29.93 trillion (as of July 12, 2024) have actually been actually sanctioned to supply collateral-free institutional finance to small and business units as much as Rs 10 lakh for income-generating activities.Under the Stand Up India Program, 236,000 cumulative fundings totting Rs 53,609 crore (since July 15, 2024) have been actually sanctioned to Arranged Caste, Scheduled People, and women business owners for establishing greenfield ventures.Additionally, the Pradhan Mantri SVANidhi program has sanctioned fundings worth Rs 12,630 crore to 6.52 thousand road providers as of August 27, 2024.u00b7 Pradhan Mantri Jan-Dhan Yojana (PMJDY) launched on August 28, 2014.u00b7 PMJDY collective deposit balance of Rs 2.3 trillion.u00b7 There end 1.73 billion important CASA accounts.u00b7 Females account owners make up 55.6% of complete profiles.First Posted: Aug 27 2024|9:37 PM IST.